706.860.4200 Apply Now

We’re your hometown mortgage lender
Augusta Mortgage Company celebrates with you as you take part in the quest of the great American Dream of Home Ownership. Whether you are purchasing a home or refinancing your current property for a lower rate, we stand ready to help you find the right path to your goal. Augusta Mortgage Company prides itself on offering personalized one on one service to our customers while offering individual attention to your financial needs. Founded in 1976 as an independent mortgage lender, Augusta Mortgage Company makes the mortgage process simple and easy with local underwriting and approval. We are excited to have this opportunity to council you about the right mortgage product for your needs at the most competitive rates and terms available anywhere. We stand ready to serve you. Thank you for taking this opportunity to experience a level of service unparalleled in our industry.

Mortgage Center

Melissa Fulghum
Loan Originator

Email: mfulghum@augustamortgage.com

Mobile: 706.564.6993
Fax: 706.860.4205
Office 706.860.4200

NMLS Registry Number – 209846

243 Davis Road
Augusta, GA 30907

Melissa Fulghum, a native of Augusta, has been in the mortgage banking industry since 2001. Melissa received her Associate's Degree from Georgia Military College in the Science of Business Administration in 2001. She has been actively involved in the residential mortgage lending business for the past 14 years and is well versed in conventional conforming and non-conforming loan products as well as VA, FHA, USDA, Georgia Dream 1st Time Home buyer loan programs. She currently serves as the President of the Mortgage Bankers Association, Augusta chapter. She is also a member of the Augusta Board of Realtors, Builders Association of Metro Augusta, and the Sales and Marketing Council of Augusta.   Read more about Melissa

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. An Augusta Mortgage Company Loan Officer will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 706.564.6993.


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